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Have an ATM Card from a Credit Union? Don't Make this Mistake When You Travel

By Nolan Thom

Aug 23, 2022

However, you'll still need cash for things like tipping your cab driver and buying food from a street vendor.

Using an ATM to withdraw money in a different currency is usually the most convenient option. Unfortunately, you may not be able to simply swipe your ...

Why? The decision ultimately rests with the audience. It's possible that foreign ATMs won't understand your magnetic stripe ATM card.

For a long time, magnetic stripes on the back of credit cards that could be swiped through card readers were essential to the card's functionality. Ma...

Step in the EMV chip. The new technology is much more difficult to replicate, which helps to lessen instances of fraud and boosts the safety of user a...

Banks and other businesses outside the US jumped on the bandwagon of the new technology. Credit, debit, and ATM cards soon adopted the use of EMV chip...

There may be some older cards that haven't been chipped even if your credit union or local bank has updated their cards. If your bank hasn't upgraded ...

Using a magnetic stripe card is a thing of the past in many countries, including the UK and much of Europe. Magstripe cards are not only not liked by ...

Exactly what does this imply for you? Unfortunately, you won't be able to use your ATM card unless it has a chip. Even if you manage to get it into th...

The disappointment of having your ATM card declined when you're thousands of miles from home and in desperate need of cash can be felt all the way to ...

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